.Blog_head__Ig2H_{isolation:isolate}.Blog_head__Ig2H_ .chart-lines,.Blog_head__Ig2H_ .mountains{z-index:-1}.Blog_head__Ig2H_ h1{font-size:46px;line-height:1.08;letter-spacing:-.03em;max-width:760px}.Blog_head__Ig2H_ .lead{max-width:620px;font-size:16px}@media (max-width:768px){.Blog_head__Ig2H_ h1{font-size:32px}.Blog_head__Ig2H_ .lead{font-size:14.5px}}.Blog_body___I2Gj{display:grid;grid-gap:16px;gap:16px;font-size:16px;line-height:1.75;color:var(--text-2)}.Blog_body___I2Gj h2{font-size:24px;font-weight:800;margin-top:14px;color:var(--navy);letter-spacing:-.02em}.Blog_body___I2Gj h3{font-size:19px;font-weight:700;margin-top:6px;color:var(--navy)}.Blog_body___I2Gj a:not(.btn){color:var(--accent);text-decoration:underline}.Blog_body___I2Gj strong{color:var(--navy)}.Blog_body___I2Gj ol,.Blog_body___I2Gj ul{margin:0;-webkit-padding-start:22px;padding-inline-start:22px;display:grid;grid-gap:6px;gap:6px}.Blog_body___I2Gj li::marker{color:var(--accent)}.Blog_body___I2Gj figure{margin:8px 0}.Blog_body___I2Gj figure img{width:100%;height:auto;border-radius:var(--radius-md)}.Blog_body___I2Gj figcaption{color:var(--muted);font-size:13px;margin-top:8px;text-align:center}.Blog_body___I2Gj blockquote{margin:6px 0;padding:14px 20px;-webkit-border-start:4px solid var(--accent);border-inline-start:4px solid var(--accent);background:#f5f9ff;border-radius:0 12px 12px 0;font-size:18px;line-height:1.55;color:var(--navy)}.Blog_body___I2Gj blockquote p{margin:0}.Blog_body___I2Gj blockquote cite{display:block;margin-top:8px;font-size:13px;color:var(--muted);font-style:normal}.Blog_callout___cgGf{display:flex;gap:10px;align-items:flex-start;padding:12px 14px;border-radius:10px;border:1px solid #cfe3fb;font-size:14px;line-height:1.55;background:#edf5ff;color:var(--text-2)}.Blog_callout___cgGf svg{flex:none;margin-top:2px;color:var(--accent)}.Blog_callout___cgGf p{margin:0}.Blog_info__5PT1U{border-color:#cfe3fb;background:#edf5ff}.Blog_tip__gsZAt{border-color:#bfe8d6;background:#e6f7f0}.Blog_tip__gsZAt svg{color:var(--success)}.Blog_warning___jkzy{border-color:#f6dfb2;background:#fff8eb}.Blog_warning___jkzy svg{color:var(--warning)}.Blog_cta__WkLSW{position:relative;overflow:hidden;border-radius:var(--radius-lg);padding:22px 24px;display:grid;grid-gap:12px;gap:12px;justify-items:start;color:#fff;background:radial-gradient(500px 200px at 85% -10%,rgba(25,184,255,.28),transparent 60%),linear-gradient(135deg,#0a2f5e,#062348 45%,#031426)}.Blog_cta__WkLSW p{color:#c9daf0;margin:0}.Blog_author__InzoU{display:flex;gap:14px;align-items:center;margin:28px 0 0;padding-top:20px;border-top:1px solid var(--border)}.Blog_author__InzoU img{width:52px;height:52px;border-radius:50%;object-fit:cover;background:linear-gradient(135deg,#1b3f74,#031426);color:#fff;display:grid;place-items:center;font-weight:700;flex:none}.Blog_author__InzoU strong{color:var(--navy)}.Blog_author__InzoU small{color:var(--muted);display:block}@media (max-width:768px){.Blog_body___I2Gj{font-size:15px}}.Blog_tableWrap__uQ4Dq{overflow-x:auto;border:1px solid #dbe5f2;border-radius:12px;background:#fff}.Blog_tableWrap__uQ4Dq:focus-visible{outline:2px solid var(--accent,#0866e0);outline-offset:2px}.Blog_table__IxU_w{width:100%;border-collapse:collapse;font-size:14px;line-height:1.5;min-width:520px}.Blog_table__IxU_w caption{caption-side:top;text-align:start;padding:12px 14px 4px;font-weight:700;color:var(--navy,#0b1f3a)}.Blog_table__IxU_w td,.Blog_table__IxU_w th{padding:10px 14px;border-top:1px solid #e3eaf4;text-align:start;vertical-align:top;color:var(--text-2,#33445e)}.Blog_table__IxU_w thead th{background:#f2f7fe;color:var(--navy,#0b1f3a);font-weight:700;border-top:0}.Blog_table__IxU_w tbody th{color:var(--navy,#0b1f3a);font-weight:600}.Blog_cardsBlock__5uwtN{display:grid;grid-gap:12px;gap:12px}.Blog_cardsBlock__5uwtN>h3{margin:0}.Blog_cards__Z_vT_{list-style:none;margin:0;padding:0!important;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:14px;gap:14px}.Blog_cardItem__URttn{position:relative;border:1px solid #dbe5f2;border-radius:14px;padding:16px 18px;background:#fff;display:grid;grid-gap:6px;gap:6px;align-content:start;box-shadow:0 6px 18px rgba(21,63,111,.05)}.Blog_cardItem__URttn h3,.Blog_cardItem__URttn h4{margin:0;font-size:16px;line-height:1.35;color:var(--navy,#0b1f3a)}.Blog_cardItem__URttn p{margin:0;font-size:14px;line-height:1.6}.Blog_steps__J3ico .Blog_cardItem__URttn{padding-top:46px}.Blog_stepNum__1JqsI{position:absolute;top:14px;inset-inline-start:18px;width:24px;height:24px;border-radius:999px;display:grid;place-items:center;font-size:12px;font-weight:800;color:#fff;background:var(--accent,#0866e0)}.Blog_takeaways__tIJfN{border:1px solid #bfe0cf;background:#effaf4;border-radius:14px;padding:14px 18px;display:grid;grid-gap:8px;gap:8px}.Blog_takeaways__tIJfN ul{margin:0}.Blog_takeTitle__Mzghu{margin:0;display:flex;gap:8px;align-items:center;color:#0f5132}.Blog_takeTitle__Mzghu svg{color:#137a4b}.Blog_faq__kQS41{display:grid;grid-gap:10px;gap:10px;margin-top:8px}.Blog_faq__kQS41 h2{margin:0 0 4px}.Blog_faqItem__bdDc6{border:1px solid #dbe5f2;border-radius:12px;background:#fff;padding:0 16px}.Blog_faqItem__bdDc6 summary{cursor:pointer;padding:14px 0;font-weight:700;color:var(--navy,#0b1f3a);list-style-position:outside}.Blog_faqItem__bdDc6[open] summary{border-bottom:1px solid #e3eaf4}.Blog_faqItem__bdDc6 p{margin:10px 0 14px;font-size:15px;line-height:1.65}.Blog_links__MejCH,.Blog_sources__zoUfp{border-radius:12px;padding:14px 18px;display:grid;grid-gap:6px;gap:6px}.Blog_links__MejCH{background:#f2f7fe;border:1px solid #cfe3fb}.Blog_sources__zoUfp{background:#f7f8fa;border:1px solid #e2e6ee;font-size:14px}.Blog_listTitle__0nlxT{margin:0;color:var(--navy,#0b1f3a)}.Blog_links__MejCH ul,.Blog_sources__zoUfp ul{margin:0}.Rich_sec__mZyvd{--text:#1c2a3f;--text-2:#33445e;--navy:#0b1f3a;--muted:#5b6e8c;--accent:#0866e0;--blue:#0866e0;--page:#f5f8fc;padding:56px 0;background:#fff;color:var(--text-2)}.Rich_soft__tdCsP{background:var(--page,#f5f8fc)}.Rich_wrap__Pi2hG{max-width:1040px;margin:0 auto;padding:0 24px;display:grid;grid-gap:14px;gap:14px}.Rich_eyebrow__mNrff{margin:0;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#0758c2}.Rich_title__yL2p6{margin:0;font-size:clamp(24px,3vw,32px);line-height:1.2;font-weight:800;letter-spacing:-.02em;color:var(--navy,#0b1f3a)}.Rich_lead__llrNg{margin:0;font-size:17px;line-height:1.7;color:var(--text-2,#33445e);max-width:820px}.Rich_body__c_KKJ{font-size:16px}.Rich_wrap__Pi2hG>*{min-width:0}.Rich_body__c_KKJ :where(p,li){max-width:860px}.Rich_disclaimer__AHwMC{margin:6px 0 0;padding:12px 16px;border-radius:12px;border:1px solid #f0d9a8;background:#fff8eb;font-size:13.5px;line-height:1.6;color:#5c4210}.Rich_cta__Xno36{margin-top:6px}@media (max-width:760px){.Rich_sec__mZyvd{padding:40px 0}.Rich_wrap__Pi2hG{padding:0 16px}.Rich_lead__llrNg{font-size:16px}}.fn-page{min-height:100dvh;display:flex;flex-direction:column;background:var(--bg);color:var(--text)}.fn-page>main{flex:1 1}.fn-top{display:flex;align-items:center;justify-content:center;padding:16px 20px;border-bottom:1px solid var(--border);background:var(--header-bg,var(--bg))}.fn-top img,.fn-top svg{height:34px;width:auto}.fn-top .fn-brand{font-weight:800;letter-spacing:.08em;color:var(--header-text,var(--text));text-decoration:none}.fn-foot{padding:22px 20px 28px;border-top:1px solid var(--border);font-size:12.5px;color:var(--muted);text-align:center;display:grid;grid-gap:8px;gap:8px}.fn-foot nav{display:flex;flex-wrap:wrap;gap:6px 16px;justify-content:center}.fn-foot a{color:var(--text-2);text-decoration:underline;text-underline-offset:2px}.fn-preview{position:-webkit-sticky;position:sticky;top:0;z-index:30;background:#8a5a00;color:#fff;font-size:12.5px;font-weight:700;text-align:center;padding:6px 12px}.fnr-section{padding:clamp(36px,6vw,72px) 0}.fnr-hero{background:radial-gradient(900px 420px at 85% -10%,color-mix(in srgb,var(--accent) 16%,transparent),transparent 70%),var(--bg-2,var(--bg))}.fnr-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);grid-gap:clamp(24px,4vw,56px);gap:clamp(24px,4vw,56px);align-items:center}.fnr-grid.fnr-solo{grid-template-columns:minmax(0,560px);justify-content:center}.fnr-copy h1{font-size:clamp(30px,4.4vw,48px);line-height:1.08;letter-spacing:-.02em;margin:10px 0 14px}.fnr-copy h2{font-size:clamp(24px,3.2vw,34px);line-height:1.15;margin:8px 0 12px}.fnr-eyebrow{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent)}.fnr-lead{font-size:17px;line-height:1.6;color:var(--text-2);margin:0 0 14px}.fnr-bullets{list-style:none;padding:0;margin:16px 0 0;display:grid;grid-gap:10px;gap:10px}.fnr-bullets li{position:relative;padding-left:28px;line-height:1.5;color:var(--text)}.fnr-bullets li:before{content:"✓";position:absolute;left:2px;top:0;font-weight:800;color:var(--accent)}.fnr-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg,16px);padding:clamp(18px,3vw,28px);box-shadow:0 18px 44px rgba(3,20,38,.14)}.fnr-narrow{max-width:620px}.fnr-offer-h{font-size:clamp(22px,3vw,30px);margin:0 0 10px}.fnr-offer-h,.fnr-offer-sec .fnr-lead{text-align:center}.fnr-plain{width:100%}.fnr-offer,.fnr-order,.fnr-quick{display:grid;grid-gap:12px;gap:12px}.fnr-field{display:grid;grid-gap:6px;gap:6px;font-size:13px;font-weight:600;color:var(--text-2)}.fnr-field input{height:46px;border-radius:10px;border:1px solid var(--border);background:var(--field-bg,#fff);color:var(--field-text,var(--text));padding:0 14px;font:inherit;font-weight:500;font-size:15px}.fnr-field input:focus-visible{outline:2px solid var(--accent);outline-offset:1px}.fnr-submit{width:100%;height:50px;font-size:15.5px;font-weight:700;justify-content:center}.fnr-submit[disabled]{opacity:.7;cursor:progress}.fnr-fine{font-size:12px;color:var(--muted);text-align:center;margin:0}.fnr-error{font-size:13px;font-weight:600;color:#b42335;margin:0}html[data-scheme=dark] .fnr-error{color:#ff9aa6}.fnr-link{background:none;border:0;padding:0;color:var(--accent);font:inherit;font-weight:700;text-decoration:underline;text-underline-offset:2px;cursor:pointer}.fnr-decline{justify-self:center;color:var(--text-2);font-weight:600;font-size:13.5px}.fnr-hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}.fnr-order-title{font-size:19px;margin:0}.fnr-line{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid var(--border);font-size:14.5px}.fnr-line small{display:block;font-size:12px;color:var(--muted);margin-top:2px}.fnr-line b{white-space:nowrap}.fnr-bump{display:grid;grid-template-columns:20px minmax(0,1fr) auto;grid-gap:10px;gap:10px;align-items:start;padding:12px 14px;border:2px dashed var(--accent);border-radius:12px;background:color-mix(in srgb,var(--accent) 7%,transparent);cursor:pointer;font-size:13.5px}.fnr-bump input{width:18px;height:18px;margin-top:2px;accent-color:var(--accent)}.fnr-bump small{display:block;color:var(--text-2);font-size:12.5px;margin-top:3px}.fnr-bump em{font-style:normal;font-weight:800;white-space:nowrap}.fnr-methods{border:0;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px 16px;font-size:13.5px}.fnr-methods legend{font-size:13px;font-weight:600;color:var(--text-2);margin-bottom:6px;padding:0}.fnr-methods label{display:inline-flex;align-items:center;gap:6px}.fnr-total{display:flex;justify-content:space-between;font-size:16px;font-weight:800;padding-top:4px}.fnr-consent{display:grid;grid-template-columns:18px minmax(0,1fr);grid-gap:8px;gap:8px;font-size:12.5px;line-height:1.45;color:var(--text-2)}.fnr-consent input{margin-top:2px;accent-color:var(--accent)}.fnr-form :is(form,div){max-width:100%}.fnr-card:has(>.fnr-form){padding:10px}.fnr-form{--navy:#0b1f3f;--text:#26282b;--text-2:#4a4d52;--muted:#63676e;color:#26282b;background:#f7f5f2;border-radius:12px;padding:4px 18px 14px}.fnr-form :is(h1,h2,h3,h4,legend){color:#0b1f3f}.fnr-risk{background:var(--surface-2,var(--surface));border-top:1px solid var(--border);padding:18px 0;font-size:13px;line-height:1.55;color:var(--text-2)}.fnr-risk b{display:block;color:var(--text);font-size:13.5px;margin-bottom:4px}.fnr-risk p{margin:0;max-width:920px}@media (max-width:860px){.fnr-grid{grid-template-columns:minmax(0,1fr)}.fnr-copy h1{font-size:30px}}.fn-notice{display:flex;flex-wrap:wrap;gap:6px 14px;align-items:center;justify-content:center;padding:10px 16px;border-bottom:1px solid var(--border);background:color-mix(in srgb,var(--accent) 12%,var(--bg));color:var(--text);font-size:14px;line-height:1.45;text-align:center}.fn-notice a{color:var(--text);font-weight:700;text-decoration:underline;text-underline-offset:2px}.fnr-modes{border:0;padding:0;margin:0;display:grid;grid-gap:8px;gap:8px}.fnr-modes legend{font-size:13px;font-weight:600;color:var(--text-2);margin-bottom:6px;padding:0}.fnr-modes label{display:grid;grid-template-columns:18px minmax(0,1fr) auto;grid-gap:10px;gap:10px;align-items:center;padding:11px 14px;border:1px solid var(--border);border-radius:12px;cursor:pointer;font-size:14px}.fnr-modes label.on{border-color:var(--accent);box-shadow:0 0 0 1px var(--accent) inset;background:color-mix(in srgb,var(--accent) 6%,transparent)}.fnr-modes input{accent-color:var(--accent)}.fnr-modes small{display:block;font-size:12px;color:var(--muted);margin-top:2px}.fnr-modes em{font-style:normal;font-weight:800;white-space:nowrap}.fnr-strike{color:var(--muted);font-weight:500;margin-right:8px}.fnr-select{height:46px;border-radius:10px;border:1px solid var(--border);background:var(--field-bg,#fff);color:var(--field-text,var(--text));padding:0 12px;font:inherit;font-size:15px}.fnr-coupon{display:grid;grid-gap:6px;gap:6px}.fnr-coupon-row{display:flex;gap:8px}.fnr-coupon-row input{flex:1 1;min-width:0;text-transform:uppercase;letter-spacing:.04em}.fnr-coupon-row .btn{height:46px;white-space:nowrap}.fnr-coupon-ok{display:flex;justify-content:space-between;gap:10px;margin:0;padding:10px 14px;border-radius:10px;background:color-mix(in srgb,#1f9d55 12%,transparent);color:var(--text);font-size:13.5px;font-weight:600}.fnr-discount b{color:#1f7a45}html[data-scheme=dark] .fnr-discount b{color:#7ee2a8}.fnr-plan{text-align:left}.fn-shell-wrap{width:100%;max-width:calc(838px + 2 * var(--gutter, 20px));margin-inline:auto;padding-inline:var(--gutter,20px);display:flex;align-items:center;gap:16px}.fn-logo{display:block;width:auto;flex:none}.fn-top-brand .fn-logo{height:27px}.fn-foot-legal .fn-logo{height:22px}.fn-announce{min-height:34px;display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:4px 12px;padding:6px 16px;background:var(--topbar-bg,var(--accent));color:#fff;font-size:12.5px;font-weight:700;text-align:center;line-height:1.4}.fn-announce p{margin:0}.fn-announce a{color:#fff;text-decoration:underline;text-underline-offset:2px}.fn-date-pill{display:inline-block;-webkit-margin-start:8px;margin-inline-start:8px;padding:0 8px;border-radius:4px;background:#fff;color:var(--topbar-bg,var(--accent));font-weight:800;line-height:17px}.fn-top-brand{display:block;padding:18px 0;border:0;background:var(--ink,#052348)}.fn-top-brand .fn-shell-wrap{justify-content:space-between}.theme-challenge-express .fn-top-brand{background:#031f40}.fn-page.theme-challenge-express>main{background:var(--ink,#052348)}.fn-top-cta{display:inline-flex;align-items:center;min-height:36px;padding:0 14px;border-radius:8px;border:1px solid rgba(255,255,255,.14);color:var(--ink-text,#fff);font-size:11.5px;font-weight:800;text-decoration:none;white-space:nowrap}.fn-top-cta:hover{border-color:rgba(255,255,255,.35)}.fn-foot-legal{background:var(--ink-2,#041d3c);color:var(--ink-muted,#b9cbe3);padding:30px 0;font-size:9.5px;line-height:1.6}.fn-foot-legal .fn-shell-wrap{display:grid;justify-items:start;grid-gap:12px;gap:12px}.fn-foot-risk{margin:0;max-width:760px}.fn-foot-legal nav{font-size:10px}.fn-foot-legal a{color:var(--ink-muted,#b9cbe3);text-decoration:none}.fn-foot-legal a:hover{color:var(--ink-text,#fff);text-decoration:underline}.fn-has-sticky{padding-bottom:60px}.fn-sticky{position:fixed;inset:auto 0 0 0;z-index:40;min-height:60px;display:flex;align-items:center;padding:10px 0 calc(10px + env(safe-area-inset-bottom));background:linear-gradient(180deg,#0d2644,#103260);border-top:1px solid #2a5590;color:#fff;box-shadow:0 -8px 24px rgba(0,0,0,.18)}.fn-sticky .fn-shell-wrap{justify-content:space-between}.fn-sticky p{margin:0;font-size:14.5px;font-weight:800;min-width:0}.fn-sticky-btn{display:inline-flex;align-items:center;justify-content:center;min-height:38px;padding:0 16px;border-radius:8px;background:var(--accent);color:var(--on-accent,#fff);font-size:12px;font-weight:800;text-decoration:none;white-space:nowrap;box-shadow:0 6px 16px color-mix(in srgb,var(--accent) 35%,transparent);flex:none}.fn-sticky-btn.tg{background:#177bb0;color:#fff}.fn-announce a:focus-visible,.fn-foot-legal a:focus-visible,.fn-sticky-btn:focus-visible,.fn-top-cta:focus-visible{outline:3px solid #fff;outline-offset:2px}@media (max-width:640px){.fn-announce{font-size:11.5px}.fn-date-pill{-webkit-margin-start:4px;margin-inline-start:4px}.fn-top-brand{padding:12px 0}.fn-sticky p,.fn-sticky-btn{font-size:12.5px}.fn-sticky-btn{padding:0 12px}}